How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate your insurer files with the state proving you carry liability coverage. Required after DUI, multiple violations, or driving uninsured—typically for 3 years.
Non-Owner SR-22
Liability-only policy for drivers who don't own a vehicle but need SR-22 proof to reinstate a suspended license. Costs $25–$50/month in most states.
Liability Insurance
State-minimum bodily injury and property damage coverage required to legally drive. Covers damage you cause to others—does not cover your own vehicle.
Uninsured Motorist Coverage
Protects you if hit by a driver with no insurance or insufficient coverage. Required in 20 states and recommended in all others, especially for suspended drivers rebuilding coverage.
Non-Standard Auto Insurance
Coverage designed for drivers with suspensions, DUIs, or poor credit who don't qualify for standard policies. Premiums run 50–150% higher but provide required proof of insurance.
